FAQs
Find clear, straightforward answers to your most common questions about our payday loan services.
How long do I need to be employed for to qualify for a loan?
You need to be employed at least one year, full-time at the same job.
What are the reasons that I might be refused a loan with Major Cash?
- 60 days of detailed bank records
- Photo ID
- A chequing account
- A voided cheque or a digital version may suffice
- A bill with your current address
- Paid by direct deposit every 2 weeks
- Your last 2 printed paystubs
What are the reasons that I might be refused a loan with Major Cash?
- Your bank records show too many short-term loans
- You do not have the sufficient documentation
- You have too many NSF charges within the last 60 days
- You are not 18 years or older
- You have not worked full time at the same employee for at least one full year
What can I use a payday loan for?
Our loans help cover unexpected expenses, big projects, or special purchases.
Trusted Lending, Proven Results
Discover our industry certifications and security practices that guarantee a secure and dependable loan experience.
Responsible Lending Certification
Certified for ethical lending practices, ensuring fair terms and transparent fees for every borrower.
Secure Data Protection
Employing advanced encryption to safeguard your personal and financial information with utmost care.
Customer Satisfaction Award
Recognized for outstanding service, reflecting our commitment to personalized and respectful customer care.
Regulatory Compliance Badge
Fully compliant with Victoria’s financial regulations, reinforcing our dedication to trustworthy operations.
Understanding Our Payday Loans
Discover how Major Cash Payday Loans provide fast, easy cash with clear steps tailored to your needs.
Step One: Apply Online
Complete our simple online application to start your loan process quickly and securely.
Step Two: Get Approved
Receive prompt approval based on your details, ensuring a smooth path to accessing funds.
Step Three: Receive Funds
Once approved, your loan amount is transferred swiftly, helping you cover urgent expenses.